What is EduTrust in Singapore?
The EduTrust Certification Scheme (EduTrust) is a quality assurance scheme administered and governed by the Committee for Private Education, SkillsFuture Singapore (SSG/CPE) for Private Education Institutions (PEIs) in Singapore.

What is Assessment, Award and Types of Edutrust?
“Assessment” means the assessment by us under EduTrust on how well the PEI has met the Requirements. 

What is education certificate Singapore?
The Certificate programme is meant to enhance a teacher's skills and knowledge in the course of their teaching career. The programme is offered in the following areas of specialisation:
Certificate in Differentiating Curriculum and Instruction for High Ability Learners.
Certificate in Educational Assessment.

What is CPE registration Singapore?
You will need to register with the Committee for Private Education (CPE) if your private school: Offers diploma or degree courses, or some form of post-secondary certification. Offers full-time preparatory courses for entrance or placement tests to MOE mainstream schools, or for external examinations.

Terms and Conditions Governing EduTrust Certification Scheme
www.tpgateway.gov.sg/docs/default-source/default-document-library/information-for-private-education-institutions/terms-and-conditions-governing-edutrust-certification_v4.pdf?sfvrsn=880c7

What is CPD?
Continuing Professional Development (CPD), is an annual learning requirement by Professional Societies and Associations for their members to continue to develop as professionals through ongoing education.

An idea of starting a Business by members of a large WhatsApp group In a social group, there are various kind of people from socialist to capitalist; from retiree to active businessman, from talker to performers, etc.

First, the members need to decide:

Notes: Members can have both profit & non-profit entities, but should operate independently; not to combine because the investors' agendas and their expectations differs between them.

Question & Answer: 
Q: What is business
A: Biz refers to entities that engage in commercial, industrial, or professional activities to organize economic production of goods or services.Ques: 

Q: What are the various types of Business entity.
A: It range from to sole proprietorships, partnerships, corporations, to limited liability companies (LLC)

Links
http://www.feedough.com/what-is-business-definition-concept-types/ *  www.investopedia.com/terms/b/business.asp#:~:text=The%20term%20business%20refers%20to,production%20of%20goods%20or%20services

Do the poor in the countries like Malaysia need help individually to progress in life?(The write-up is not finalized; feedback welcomed).

Regards,
KESH

Home Hydronics Made Easy.
https://www.aerospringhydroponics.com. Home Hydronics Made Easy. Brand

Aerospring Hydroponics.
Growing and Knowing where your Food comes from Is now possible, Accessible Sustainability

The Business Takeover process;We always start with a proposer; it can be a Buyer & Seller who is seeking a suitor; BizMerger shall manage the confidentiality while seeking the suitor.Once a prospect is found, major terms are discussed without naming the other party. The major terms are like business status, biz value, material conditions & assurance of no encumbrances of the business in transaction.If there is a matching on those and other terms that been raised; we shall proceed for NDA to be signed by both parties.Once NDA signed, the Buyer is informed of the identity of the Business & Seller. Then, more relevant information are shared. Seller is also informed of the likely prospect. If both parties wish to proceed, BizMerger shall arrange a meeting between both parties.In the meeting, BizMerger shall introduce the parties to each other and reiterate the material and relevant information of the business that I had shared with the Buyer. Then, the parties shall verify those details and may even share more details and exchange terms of transaction. If proceeding, LOI shall be prepared.In preparing LOI, all facts, material details and understanding between the parties are finalized and concluded preferably through a lawyer. To ensure its not a “free-tour”, BizMerger shall ensure that both parties commit to what they say and mean. The LOI will have a clause for Due-D to be cleared for the deal to proceed. To be effective, the LOI will usually seek Buyer to pay deposit & with Seller providing all relevant material details which shall be binding.In Due-D, all material undertaking by Vendor need to be proven. If the Seller proves all material matters are there as claimed; the deposit shall not be refunded to Buyer but shall be part of the sale proceed if the Buyer proceeds with the transaction. However, if the Seller misguided the facts and far from what's presented; the Seller shall not only return the deposit to Buyer but may also pay a penalty to Buyer of an equal sum for misguiding and wasting Buyers time and possibly losing other opportunities. Thus, BizMerger's arrangement of takeover means both parties are serious and mean business.Once the Due-D cleared,  both parties shall prepare the S&P through a lawyer. On the agreed specified time, the directorship and shareholding be transferred to Buyer upon Buyer making the agreed sale proceed. Usually, there will be a small sum withheld by Buyer till there is no major issue on takeover. Once that sum is released, the sale is compete. The whole process may take about 2-6 months depending on the scale and complexity of the business and terms agreed between the parties.

By: KESH Muthu
Director, BizMerger
+65-9009-9036 (Sg)

France to end contract with biggest Muslim high school amid fears of wider crackdown.
https://www.straitstimes.com/world/europe/france-to-end-contract-with-biggest-muslim-high-school-amid-fears-of-wider-crackdown

https://asana.com/id/resources/business-quotes?gad_source=1&gclid=CjwKCAjwrcKxBhBMEiwAIVF8rGLlUZPszeHgXahgf3UgcojW2L9u58f6KOHNeU7mba8BnNDpiD6QIBoChnQQAvD_BwE&gclsrc=aw.ds

What are the Business Exit Strategy; 

Definition, Types and UsesTypes of exit strategies;

Some references:  
http://www.ansarada.com/business-exits/strategies
http://www.indeed.com/career-advice/career-development/exit-strategy
https://corporatefinanceinstitute.com/resources/management/exit-strategies-plans

With courtesy of BizMerger

Property agents comparison (Agt A & S)
The property Sale comm is usually 2% & 1-month rental commission for 2-yrs lease
Many Agents (Agt-A) wants this whole sum or equal share (50%) of the total comm on co-broke by merely introducing the property. Now compare this to the other successful property 

Agent (Agt-S); Who commands respect, a performer, having ready customers.Who can convince seller from 1% to std 2%, and maybe from 2 to 2.5%Where the seller willing to authorise Agt-S to act for him (whereas, seller won’t authorise 
Agt-A to sell on his behalf) When Agt-S gets a client to represent; he will present professionally; from dressing, talking, manners and knowledge on realty, current market trends or on the national economy. 
Agt-S also get the realty documents in order, he collects all material details of the property he deals, do a CMA (comparative market analysis), deploy several marketing channels to advert (own contacts, social media, own website, property portals, etc). He may even consider target marketing based on the kind of clients that fits the property. 
Agt-S ensures the subject property mrktg materials are done properly; via several nice pictures, videos, etc which are attractive!
Agt-S can advise his clients as required, offer a std TA or S&P, handle the OTP, can refer capable property lawyer if asked.
Agt-S is usually prompt, tactful and able to manage the clients.
Agt-S handles all the work till handover; yet make no decision that owner can blame.Summary*  
Agt-A will always have problem securing a client*  On co-broke, 
Agt-A likely to ask equal share with Agt-S and also collect comm from his own client, yet not doing equal part of services that Agt-S do.*  
Generally, Agt-A is unreliable  *  
Property Owners may not want to work with Agt-A*  
Likely Agt-S may not need Agt-A to close the dealResults: Agt-A will always face many challenges & may even leave the profession eventually; while Agt-S will continue to do well.

What is MLM:It refers to a strategy used by some direct sales companies to sell products and services by encouraging its members to promote and sell their offerings to other individuals and bring new recruits into the business from which the new recruiters earn their rewards.One of the fundamentals of MLM is for members to earn through saving made without commercial marketingPointers on MLM

But this can be resolved with investors if all relevant matters (above) are in order. 
However, a successful MLM biz, U need ...

Negativity 

The best it does, is giving opportunity to those few who took part initially.   Uplifting another should actually be by either giving a job to a deserving person, education guide for a suitable career path, skills, opportunity to a business channel, etc

References:
https://www.investopedia.com/terms/m/multi-level-marketing.asp#:~:text=Multilevel%20marketing%20(MLM)%20refers%20to,percentage%20of%20their%20recruits'%20sales.

LONDON, May 25 (Reuters)
Rivalry with China, fallout from Russia's war in Ukraine and wrangling once again in Washington over the U.S. debt ceiling have put the dollar's status as the world's dominant currency under fresh scrutiny.Russia's sanctions-imposed exile from global financial systems last year also fuelled speculation that non-U.S. allies would diversify away from dollars.Below are some arguments why de-dollarisation will happen - or possibly why it won't.

https://www.reuters.com/markets/currencies/end-king-dollar-forces-play-de-dollarisation-2023-05-25/

The Committee for Private Education (CPE), a statutory board, is responsible for the regulation of private education institutions in Singapore.The Private Education Act, legislated in December 2009, provides the CPE with the regulatory powers to  penalize private education institutions for any non-compliance with the regulatory requirements.The severity of the penalties is dependent on the level of non-compliance with the regulatory requirements and runs the spectrum from taking remedial action based on CPE's direction, laying down additional conditions for registration, censure, financial penalty, suspension, non-renewal or revocation of the errant private education institution's registration / EduTrust certification to the other extreme of the spectrum of prosecution in a court of law.Under the Private Education Act, the Committee for Private Education will administer the following two schemesA Mandatory Enhanced Registration Framework (ERF)The mandatory Enhanced Registration Framework (ERF), as set out under the Private Education Act and the Private Education Regulations, spells out the mandatory registration requirements and legislative obligations which all private education institutions, operating in and from Singapore, must meet.The aim of the ERF is to raise the overall quality of private education institutions in Singapore and ensure that they are of a minimum acceptable standard for the protection of students’ interest who are enrolled in their PEI.The requirements also necessitate that PEIs set up an Academic Board and an Examinations Board to put in place and ensure proper academic and examination processes.  This also includes ensuring the deployment of teachers who possess the relevant and authentic qualifications and experience that meet the requirements and ensuring full information disclosure such as the registration validity period, courses offered, teachers deployed, fees, facilities and refund policy.You can refer to our school ERF certification.  ERF Certifcation 26 April 2021 –  25 April 2025B Voluntary EduTrust Certification SchemeThe voluntary certification scheme, for private education institutions to differentiate themselves as having achieved higher standards in key areas of management, provision of educational services and financial health, is one of the prerequisites which private education institutions that wish to enrol international students must meet to qualify for the issue of Student Passes, as stipulated by the Immigration and Checkpoints Authority (ICA).The EduTrust certification is based on the following Seven criteria:

Criterion
1: Management Commitment and Responsibilities.Criterion
2: Corporate Governance and Administration.Criterion
3: External Recruitment Agents.Criterion
4: Student Protection and Support Services.Criterion
5: Academic Processes and Student Assessment.Criterion
6: Achievement of Student and Graduate Outcomes.Criterion
7: Quality Assurance, Monitoring and Results.

There are also five critical requirements that Private Education Institutions must satisfy for any award of EduTrust certification, namely:
Credit Rating.
Fee Protection Scheme (FPS).
Implementation of Fee Protection Scheme.
Provision of Medical Insurance.
Fulfilment of all EduTrust Terms and Conditions.

Private education institutions that have successfully passed the EduTrust assessment will be awarded with either the EduTrust Star, EduTrust or EduTrust Provisional certifications.

Reference Source:
The above information is selectively extracted from the CPE website.

For further information, please visit the Committee for Private Education's website at ssg.gov.sg/cpe

For further information on the Private Education Act, please visit the Singapore Statutes Online website at sso.agc.gov.sg/Act

https://www.channelnewsasia.com/singapore/psle-difficulty-level-15-percent-challenging-yearly-2811321

Challenging questions in PSLE capped at 15% yearly to maintain consistent standard of difficulty: MOE There are only \"a few challenging questions\" set in the Primary School Leaving Examination (PSLE) each year, making up about 15 marks of a paper, said the Ministry of Education's director-general of education. Play Video10:57 MinIn recent years, tough PSLE mathematics questions have borne the brunt of parents' anger and dismay. Clara Lee attempts to solve one particularly challenging question from 2019 that stumped many.

ASEAN Renewables Investment: Opportunities and Challenges a) A Joint Report by the International Energy Agency and the Centre for Climate Finance & Investment Report March 2023 License Terms of Use for Non-CC Materialwww.iea.org/reports/asean-renewables-investment-opportunities-and-challenges b). https://iea.blob.core.windows.net/assets/057bafda-0c09-40fe-934c-4f2fe5e080f4/ASEANRenewables_InvestmentOpportunitiesandChallenges.pdf

https://www.channelnewsasia.com/watch/new-vocational-education-syllabus-special-needs-students-video-2839771
A new vocational educational syllabus aims to equip special needs students with soft skills. This will provide more opportunities for the students to contribute at home, in the community and at work. 
Tan Si Hui with more.

Factors to consider in Buying a Businesses

Brought to you by:
KESH, BizMerger

By Ravi Mahendra
https://www.linkedin.com/posts/ravi-mahendra-7396691a_the-downfall-of-malaysias-most-ambitious-activity-7097759791229407234-YGDb/

The Look East Policy (LEP) was an economic development plan introduced by then-Malaysian Prime Minister Mahathir Mohamad in 1981. The LEP aimed to emulate the economic success of Japan and other East Asian countries, such as South Korea and Taiwan.

The LEP had four main objectives:

To promote investment and technology transfer from Japan and other East Asian countries.

To improve the quality of education and training in Malaysia.

To develop new industries and technologies in Malaysia.

To create a more skilled and competitive workforce in Malaysia.

The LEP was initially successful, and it helped to boost Malaysia's economy. The policy also led to increased collaboration between Malaysian and Japanese companies, and it helped to transfer technology and expertise to Malaysia.

However, the LEP also had some negative consequences. One of the main criticisms of the LEP was that it led to an over-dependence on foreign investment. This made Malaysia vulnerable to fluctuations in the global economy, and it also led to a loss of control over the country's economy.

Another criticism of the LEP was that it did not do enough to promote entrepreneurship and innovation in Malaysia. This led to a situation where Malaysia was importing technology and expertise from other countries, but it was not developing its own indigenous capabilities.

The LEP also came under criticism for its focus on heavy industries, such as steel and cement. These industries were capital-intensive and required a lot of imported inputs. This made them less competitive in the global market, and it also contributed to environmental problems.

The LEP was eventually abandoned in the late 1990s. However, it had a significant impact on Malaysia's economy and society. The LEP helped to boost Malaysia's economy and to improve the quality of education and training. However, it also led to an over-dependence on foreign investment and a lack of entrepreneurship and innovation.